Financial literacy needs a shot in the arm

first_imgAccording to a recent study by the Council for Economic Education, the number of states that require high school students to complete any coursework in economics, has dropped over the last two years. Only 20 states currently mandate that high school students take economics — two fewer than in 2014. Just 17 states require high school students take a course in personal finance. That number has not improved in recent years.A few years back, 30,000 teenagers from 18 countries were surveyed and it was found that more than 1 in 6 students in the U.S. failed to reach the baseline level of proficiency in financial literacy. Students in the United States spend about 1,000 hours in school each year, and yet very few, if any, of that time is dedicated to learning about personal finance. The result? American students fall in the middle of the financial literacy pack globally, performing on average behind Latvia and just ahead of Russia. That should concern us all.So what are we going to do? Are credit unions making a difference? I took a look at a WalletHub study that was recently done. They analyzed financial education programs and consumer habits in each of the 50 states and the findings are rather interesting. Wisconsin, which I have viewed as the mothership of credit union land, was ranked 13th in “financial knowledge and education”  and 17th in financial planning a “daily financial habits.” The full report is here.Now, I’m not blaming the credit union movement, because there are no doubt many factors at play. But I think we all can agree, we have a problem and an opportunity. Our associations, our leagues and our centers of influence need to push the financial literacy agenda. At the same time, credit union leadership and boards need to assure they are doing their part to execute aggressive financial literacy programs. Let’s be very honest; we have a vested interest in seeing Americans improve their financial situation. 31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bryan Clagett Bryan is on the executive team and singularly focused on driving revenue growth through a variety of new initiatives that help financial services and fintech become ever more relevant to … Web: Detailslast_img read more

GSA cross-country season off to a good start

first_imgELLSWORTH — The George Stevens Academy girls’ cross-country team won the Ellsworth Invitational on Saturday at Ellsworth High School.A pack of three GSA sophomores — Eliza Broughton, Mary Richardson and Zeya Lorio — led the team, finishing in fourth, fifth and sixth place among 68 runners.Of the 10 schools competing, the GSA girls won with 42 points. Orono took second with 64 points, and Caribou finished third with 93.Broughton finished the three-mile course in 20 minutes and 55.39 seconds. Richardson followed in 21:16.63, and Lorio finished in 21:35.26.George Stevens Academy sophomore Eliza Broughton sprints for the finish line at Saturday’s Ellsworth Invitational. Broughton finished fourth in 20 minutes and 55.39 seconds. PHOTO BY TAYLOR VORTHERMSThis is placeholder textThis is placeholder textOrono junior Hannah Steelman won in 19:14.36.While the GSA boys couldn’t overcome the winning team, Orono (35 points), and runner-up Caribou (40 points), GSA junior John Hassett took first among 81 runners.Hassett finished in 16 minutes and 40.90 seconds, nearly 40 seconds ahead of runner-up Matt Keresey of Orono (17:18.92). GSA placed third of 12 teams with 95 points.Other top finishers for the GSA boys included senior Will Entwisle (seventh in 18:09.50) and Oliver Broughton (13th in 18:45.29).Other top finishers for the GSA girls included senior Hanna Gutow (12th in 22:19.39), junior Bella Cimeno (16th in 22:58.41) and junior Emma Larson-Whittaker (26th in 23:41.67).As for other Hancock County teams, the Mount Desert Island girls took fifth with 120 points, and the MDI boys placed eighth with 196.Find more results here.last_img read more

UPDATED: Dodgers vs. Brewers start times, TV information for entire NLCS

first_imgThe schedule for the ALCS between the Houston Astros and Boston Red Sox:Game 1:  Astros at Red Sox, Saturday, 5:09 p.m. PT, on TBS.Game 2: Astros at  Red Sox, Sunday, 4:09 p.m. PT, on TBS.Game 3: Red Sox at Astros, Tuesday, Oct. 16, 2:09 p.m. PT, on TBS.Game 4: Red Sox at Astros, Wednesday, Oct. 17, 5:39 p.m. PT, on TBS.*Game 5: Red Sox at Astros, Thursday, Oct. 18, 5:09 p.m. PT, on TBS.*Game 6: Astros at Red Sox, Saturday, Oct. 20, 2:09 p.m. PT, on TBS.*Game 7: Astros at Red Sox, Sunday, Oct. 21, 4:39 p.m. PT, on TBS.(* if necessary)Game 1 of the World Series is scheduled for Tuesday, Oct. 24, at the home field of the American League team, and at a time to be determined. Game 3: Brewers at Dodgers, Monday, Oct. 15, 4:39 p.m. PT, on FS1Game 4: Brewers at Dodgers, Tuesday, Oct. 16, 6:09 p.m. PT, on FS1*Game 5: Brewers at Dodgers, Wednesday, Oct. 17, 2:05 p.m. PT, on FS1*Game 6: Dodgers at Brewers, Friday, Oct. 19, 5:39 p.m. PT, on FS1*Game 7: Dodgers at Brewers, Saturday, Oct. 20, 6:09 p.m., on FS1 Newsroom GuidelinesNews TipsContact UsReport an Errorcenter_img Major League Baseball on Wednesday announced the start times for all games in the 2018 National League and American League Championship Series.RELATED: NLCS matchup by the numbers | Dodgers team page | Brewers team pageGame 1 of the NLCS is Friday at 5:09 p.m. PT in Milwaukee and will be broadcast on FS1. The schedule for the remainder of the series is as follows:Game 2: Dodgers at Brewers, Saturday, 1:09 p.m. PT, on Fox (Ch. 11).last_img read more